Overview

A request form consists of 3 sections

  1. Personal Details
  2. Risk Item Details
  3. Disclaimers, ITC, Error messages and Generate Quote button.

The personal details section must contain at least one person. This is the policy holder. Additional people can be added as required. Questions for Person Index 1 must be loaded immediately.

The risk item details section must contain some method for allowing the user to add a risk item. Each risk item has a risk item type ID and an index. Each instance of a risk item type ID must have a unique index.

  • The user wants to add a vehicle and there is already a vehicle with an index of 1. The newly added vehicle must have an index of 2

The disclaimers should be as provided below

ITC if needed as below

You are required to provide validation as per the QuoteField Validation field below.

Actions

To display a new request form you need perform these actions.

  • Request the Questions for a Person
    • Make an API call to Get Questions. As this is a new quote, {request} and {item} must be 0 and as this is for a person, {section} must be 0. {index} should be the index of the person. 1 for the first, 2 for the 2nd etc.
    • See Call Api for how to make the call.
    • Display the questions as per the results of the API call
  • Request the Risk Item Section List
  • Request the Questions for a Risk Item
    • Make an API call to Get Questions. As this is a new quote, {request} and {item} must be 0. {section} should be the numeric code of the section retrieved above. {index} should be the index of the item.
  • Display the questions as per the results of the API call
  • Provide a disclaimer along the lines of "Quotes are based on limited information provided by you on the Quoting Engine [Can be replaced by your app name]. The quotes are therefore only illustrative and are subject to change (based upon the verification and consideration of more comprehensive risk related information that you will be required to disclose upon acceptance of the quote). This quotation is not a binding offer."
  • Request if ITC is needed, and if true, display a disclaimer along the lines of "I acknowledge that the sharing of insurer information for underwriting and claims purposes (including credit information) between insurers is in the public interest as it enables insurers to underwrite policies and assess risks fairly and to reduce the incidence of fraudulent claims with a view to limiting premiums. On my own behalf and on behalf of any person I represent herein, I hereby waive my right to privacy with regard to underwriting of claims information (including credit information) that I provide or that is provided by another person on my behalf in respect of any insurance policy or claim made or lodged by me. I acknowledge that the insurance information provided by me may be stored in the shared database and used as set out above. I consent to such information being disclosed to any other insurance company or its agent. I acknowledge that the information may be verified against legally recognised sources or database.". Along with a checkbox for the user to indicate consent.